Archives for August 2009 - Search All Luxury Oceanfront Homes in La Jolla California - La Jolla Real Estate

Can I Install a Pool without losing my entire La Jolla yard?

Perhaps you are you an avid swimmer and dont want to give up your entire La Jolla yard for a pool? Here is a solution that you might like to explore an Endless Pool!

Lets get fit La Jolla!

Did you know that swimming is excellent exercise for everyone?

Most people are looking for ways to lose weight and swimming is one way that can assist you in losing weight. Exercise physiologist Robert A. Robergs says swimming is a good fitness choice for just about everyone, especially those who have physical limitations or who find other forms of exercise painful.

La Jolla Homes | Pools for a Small Space Perhaps you are you an avid swimmer and dont want to give up your entire La Jolla yard for a pool? Here is a solution that you might like to explore an Endless Pool! The Endless Pool is a counter-current swimming and water exercise machine small enough to fit inside a home or business.

Some facts about Endless Pools:

Endless Pools require very little maintenance.
Endless Pools come in a variety of materials and styles.
Endless Pools fit in most indoor and outdoor ground-level spaces.
Cost is about the same to operate as a hot tub.
Endless Pools kit comes complete with everything needed for swimming or exercise
The width, length and depth of the swimming pool can be customized to your specific needs. Standard Exterior dimensions: 8'1" wide x 15'1" long x 42" high (without finishing materials).
When the swimming pool is covered, very little humidity escapes into your indoor or outdoor space.
Offers all the benefits of a large swimming pool in a small space.

Simple to maintain, economical to run and easy to install indoors our out- you have no good reason not to give the Endless Pool a chance. Cost- $25,000+ Sounds like a perfect solution for your La Jolla Luxury home!

http://www.oceanfrontlajollahomes.com/006499

Posted on August 27, 2009 16:24:47 by Maxine and Marti Gellens

Posted in The La Jolla Lifestyle, Home Improvements, Lifestyle

How can I incorporate a home office in my La Jolla home?

Across the USA this is a popular work solution for many business people. There are many La Jolla residents that are doing joining the ranks of those that work from home.

La Jolla Home Office

The world has changes significantly over the past few years. There are new ways to do business. One such way is working from home. Across the USA this is a popular work solution for many business people. There are many La Jolla residents that are joining the ranks of those that work from home.

What makes a home office successful? A computer, phone, fax machine, copier, a desk and Internet connection -- you are ready to go!

Or are you?

Yes those items are important, but it is not just the items, but the design of this space is very important too! You will be spending a lot of your time in this La Jolla home office and you need to set this space up wisely. Above all your La Jolla home office needs to be comfortable, well lit, accessible and practical

First you identify the space you will be using, who will be using this space in your La Jolla home and what you will be doing in that space. The next step is deciding what will be the layout of this space. Most people setting up their first home office in La Jolla take very little time to consider the fact that how they plan and setup their office might affect their business. Home Office Design Guide and Home Office Fundamentals are two websites you will want to check out as you organize and create your La Jolla home office.

Here are a few additional resources for your La Jolla home office design:

La Jolla Resources:

http://www.oceanfrontlajollahomes.com/00650E

Posted on August 15, 2009 19:22:36 by Maxine and Marti Gellens

Posted in The La Jolla Lifestyle, Home Improvements, Lifestyle

Thinking of Buying a La Jolla home? Start the Loan Application Now!

Have you applied for your La Jolla Loan yet?

Before you apply for that Mortgage on your new La Jolla home, we suggest that you start a file now with these items, originals whenever possible. By being organized you will be able to speed the process along.

Having these documents together will make getting your Mortgage Approval that much easier and you in your new La Jolla home so you can enjoy the sanctuary of your Master Bedroom, grilling in your backyard, and getting to know your La Jolla Neighbors! If you are in need of more information regarding purchasing a La Jolla home or who to call about obtaining a La Jolla Loan, please call us today!

Your Credit Report, Banks run their own copy, but you need to get your own Credit Report to verify that it's squeaky clean, and fix it if it's not.
- Consumer Information About Credit Reports
- Equifax: 800-685-1111; www.equifax.com
- Experian: 888-EXPERIAN (888-397-3742); www.experian.com
- Trans Union: 800-916-8800; www.transunion.com
Bank statements for the last 2-6 months. 3 months is typical.
If you had a bankruptcy, collect all the paperwork together.
Last 2 consecutive pay stubs. Get 60 days worth, some banks ask for more.
Monthly statements or coupon books from loans you are paying off.
Last 2 W2 Forms. Some banks ask for your previous 2 tax filings.
Property tax statement from last year if you paid any.
If you are a recent graduate, get your transcripts, they will ask for them.
A form from your utility company stating that you are current on your bills. Most utilities have a standard form ready to fax out.
Income from divorce, alimony, Social Security, gaming, lawsuits, inheritance.
Your driver's license and social security card.
Car titles, if you own your car 100%.
Retirement plan statements for the last 3 months.
Statements from your Stock, Mutual Fund, or IRA accounts.
Any other 1099 forms that companies sent you for doing work for them.
Your last 3 credit card statements showing nice low balances. They will check your credit report for this, but have it ready in case they ask for it.
If any income is derived from ownership in a corporation, banks ask for the corporate tax return, even though earnings appear on your Schedule K. They verify income because if your down payment was from an illegal source, the government can seize your house, leaving the bank stranded.
If you are doing a VA (Veterans Administration) Approved Mortgage:
A certified copy of your DD Form 214 "Certificate of Release or Discharge from Active Duty".
Within about 3 weeks VA will send you Form 26-8329 (CG) "Certificate of Eligibility for Loan Guaranty Benefits.